春节一见到亲戚就被问收入多少，恨不得从年夜饭的桌前逃跑；斟酌了好久终于决定在微信群里发个两位数的祝福红包，庆幸手气排名靠前的那几位都是自己的小号；打开理财软件，看到一缕缕红，血压瞬间几乎爆表……
本期我们精选出5本图书，与你大方聊聊天，谈谈钱。希望对您的研究有帮助，也祝您新的一岁，蜚英腾茂，囊橐充盈。
The Philosophy of Money and Finance
金融资产已经成为现代生活中至关重要的一部分，它不仅决定了我们个人的命运，也影响着整个社会的走向。然而，我们很少停下来思考其意义以及运作方式。一张钱包里的小纸片为何会有价值？银行家电脑屏幕上滚动的数字为何拥有如此大的权力？金融机构在我们的生活和社会中应该扮演什么角色？
How Many People Does It Take to Make a Dollar?
It may be a dubious and even dangerous sort of money, but even the worst sort must be included in the theory. Money it must be, in order to be bad money.
G. F. Knapp, The State Theory of Money, 1924
How many people does it take to make a dollar? Suppose I wanted to create a new currency that was real money just as much as the dollar is. How many other people would I have to recruit to my project, and what would I have to have them do?
Mann and Proctor on the Law of Money
(8th Edition)
金融人的常备读物，国际货币法律知识一本即讲通！
Mann and Proctor on the Law of Money (8th Edition)从法律层面出发，对货币进行深入研究。该书自1939年出版以来，一直是货币私法与公法领域的权威著作。
新版重点探讨了近年来对货币法律产生重大影响的新问题，例如英国脱欧、虚拟货币，以及持续存在的“货币战争”阴影等。
Words are the tokens current and accepted for conceits as moneys are for values.
Francis Bacon (1561–1626), The Advancement of Learning (1605)
The troublesome question, ‘what is money?’ has so frequently engaged the minds of economists that a lawyer might hesitate to join in the attempt to solve it. Yet the true answer must, if possible, be determined. For ‘money answers everything’. Money is a fundamental notion, not only in the economic life of mankind, but also in many spheres of law.
The Price of Money: A Guide to the Past, Present, and Future of the Natural Rate of Interest
本书是一本通俗易懂的指南，解析自然利率为何上升，以及这对全球经济和市场意味着什么。
从20世纪70年代到2010年代的近半个世纪里，美国及其他发达经济体的自然利率持续下降。然而，在过去十年中，自然利率开始回升。在未来几年，借贷成本可能会进一步攀升。这种从下降到上升的转变反映了人口结构、技术和地缘政治的深刻变化。
The Problem with Petrodollars: How Cristiano Ronaldo, an Artificial Moon, and Flying Taxis in the Desert May Push US Interest Rates Higher
Saudi Arabia wants to spend $500 billion to build Neom—a futuristic city in the desert…
The kingdom is also spending billions on sports. Its sovereign wealth fund acquired Newcastle United Football Club in 2021. Its local clubs were the second-largest spenders in the world in 2023, pouring billions of dollars into transfer fees and wages for footballers, including Cristiano Ronaldo. It’ll even host the 2029 Asian Winter Games at a yet-to-be-built ski resort in the heart of the desert.
When Money Talks: A History of Coins and Numismatics
2600年来，诗人、经济学家、哲学家和历史学家一直在思考金钱的奥秘。谁发明了硬币？为什么？铸币是否像拥有自己的意志一样，超越我们的控制而发挥作用？它如何改变了世界历史与文化？它的未来会是什么样子？
本书插图丰富，梳理了铸币的各类相关问题，同时聚焦于硬币在文学和流行文化中的应用与呈现。
From the Coin’s Point of View
There can be no question that coins exist only for reasons of our own choosing and in forms of our own making. They are material byproducts of human ingenuity that preserve a tangible record of our commerce, history, and culture. Among its many other uses, coinage is a mirror into which we may look to observe ourselves. A coin’s beauty reflects our own tastes; its functionality serves our diverse social and economic interests; its movements follow pathways we have mapped of our own accord.
Composing a Living: A Music Creator’s Guide to Money, Relationships, and Business
作曲家怎样才能在梦想与收入之间找到平衡点？本书对跨流派的28位成功作曲家进行了深度访谈，内容涵盖作品定价、合同谈判、版权理解、创意团队的组建以及收入多元化等多个方面。
无论您是在音乐路上刚刚起步，还是已经在优化商业策略，本书都能为您提供真实的行业洞察和经过验证的策略，助您在当今音乐产业中获得成功。
Composers face several pricing decisions. The rates you charge are linked to your developing sense of self-worth, which is why it’s important to develop a strong sense of the value of your time and the inherent worth of your music early on in your career. Perhaps one of the hardest financial transitions for a composer is moving from working for free to charging for your work. That transition comes with several challenges.
封面图片、内文图及二维码均由Canva国际版制作。素材使用遵循Canva Enterprise（国际版）用户条例。
内文插图：
illustration with tokumei character thinking with financial chart by とくめいとななし (Toku & Nana)
Hand Giving Money Illustration by Topikart from Dyk art
money bag by Twemoji
Money Tree Illustration by Priscila Patrício from Priscila Patricio
Untitled by ens_arts
